LTV is an AI-first acquisition holdco. We buy profitable internet businesses, keep the founders in seat, and take them from 1 to 10 with AI, paid traffic, and a 20-year digital network. Most recent asset: 15× revenue growth in 14 months. Raising a $10M secured facility, $3M first close by Q2 2026.
One representative asset from the current portfolio. No lender, no leverage, no co-investors, just our own cash, our operators, and the LTV growth stack. The $10M facility is the volume play on a model that already works.
Acquired at a sub-$1M valuation, majority stake, founder retained with rolled equity. We plugged the asset into the LTV growth stack: AI-first ops, paid traffic at scale via our Meta and Google credit lines, technical rebuild, and the network we've built over 20 years in digital.
Together, the founders have acquired 10+ businesses, generated $100M+ in online revenue, and operate 200+ websites and apps serving 1B+ pageviews. This isn't our first rodeo.
Started his career at JP Morgan as a Private Client Banker, ranked top 250 of 20,000 reps. Transitioned to entrepreneurship: bought and sold a retail business, became a top Amazon and eBay seller, then moved to Dubai and scaled a cloud kitchen to $30M ARR before a PE acquisition.
Started coding at 14, first business at 16. Two decades bootstrapping online businesses. Pivoted into paid media after a major setback and scaled ad tech to $5.1M in a single month. Today operates ~70 people with proprietary systems processing 1B+ data points daily across nine-figure-revenue businesses.
First-charge paper on cash-flowing assets. Monthly amortisation from acquired EBITDA. Cash sweep on overperformance accelerates principal. Five layers of capital sit between you and any loss. Full math walkthrough on /capital/how-it-works/.
Every deal is a cash-flowing asset, every drawdown is cross-collateralised, every facility is reported monthly.
We only acquire businesses with 3+ years of audit-ready positive cash flow. No turnarounds, no pre-revenue, no hope.
5–10 acquisitions per facility vintage. Every asset backstops every drawdown. Concentration cap of 35% per deal.
We keep the operators who built the business and roll their equity into the holdco. Continuity at the front line, AI-first scaling behind it.
LTV writes 10–20% equity per deal. Founders roll 20–40%. On top of that, $1M sits at the holdco today as a portfolio backstop, available before any lender takes a hit.
Every acquisition rewired around AI in content, support, ops, engineering, and sales. Direct credit lines with Meta and Google scale winning campaigns overnight. 2–4× throughput from month one.
Our existing equity investor extended us a $500K credit line at 11% on a single meeting. Friends-and-family pricing, but it tells you what someone close to the operation underwrites us at. We're scaling the same model with institutional debt.
A single master agreement: a senior tranche for acquisition cost, a stretch tranche for post-close value creation. Cross-collateralised across the portfolio. Monthly reporting from day one.
Sophisticated lenders push on the same three things. Here's the short answer to each. The full answer is in the memorandum.
Yes, as a borrowing entity. But not new as operators. Mike came out of JP Morgan credit and scaled a cloud kitchen to $30M ARR. Dan has 20 years of digital, $5.1M peak monthly, and ~70 people running the operation today. $500K already signed at 11%. $1M holdco reserve. Statement available under NDA, third-party audit on request.
Facility is sized for 5 to 10 acquisitions per vintage, not one or two. 35% concentration cap per asset. Cross-collateral means every deal in the portfolio backstops every drawdown. Diversification across verticals, geographies, and operators from day one.
Senior tranche is revolving, drawn only on close. 36-month per-drawdown amortisation from acquired cash flow. Quarterly portfolio reviews with the lender. Lender consent required on any new acquisition or exit. You're never blind, and you're never locked.
We're running individual investor calls now. No fixed call date, just direct conversations with the founders. Walk through a real deal first, then book a call, then read the full memorandum, in whatever order suits.
Book a founder call → See a real deal → Full memorandum →